Best home warranty in Pennsylvania
Key takeaways:
As a homeowner, you know the importance of regular maintenance and taking care of your house. However, many overlook one of the easiest and most effective ways to control costs and take care of their homes: a home warranty. For people who live in Pennsylvania, home warranties can be a highly effective way to access vetted, qualified service technicians.
If you live in Pennsylvania, here is what you need to know about the importance of home warranties, what home warranty coverage includes, and what this service can do for you.
Why opt for a home warranty in Pennsylvania?
For people living in Pennsylvania, the contrasting hot summers and cold winters emphasize the importance of a home warranty. From Pittsburgh to Philadelphia, homeowners know how the weather varies throughout the year. When the cold months hit, your heating system becomes essential for comfort and quality of life. Meanwhile, summer’s hot and muggy months mean that everyone wants to turn on their air conditioning.
While being a homeowner is an amazing experience, it can be tough to deal with the enormous and unexpected bills from sudden home appliance breakdowns. Fortunately, home warranties can help you manage costs and make it easier to take care of your home.
Home warranties have also become particularly popular in real estate. It can be very discouraging to buy a home only to have an important appliance malfunction. Homebuyers like to know there are options to protect them from unexpected expenses caused by normal wear and tear.
Now that you see the value of securing this coverage in Pennsylvania, let’s explore how you can find the home warranty provider and coverage option that fits your needs best.
How to find the best home warranty in Pennsylvania
When you start looking for a Pennsylvania home warranty, you’ll discover numerous options available on the market.
We’ll walk you through the steps to find the best option for your home.
- Identify the areas of your home that matter the most to you. Consider what your household uses the most. For example, some homeowners will want to prioritize getting a warranty to protect their refrigerator, HVAC system, well pump or exhaust fans. Knowing the systems you want to protect the most can help you sort through plans.
- Get free quotes from the best home warranty companies. Read home warranty reviews to know how the top home warranty companies serve their customers.
- Check for additional fees that might apply to the basic plan costs. Will you have to pay a service-call fee when you need home repairs? Do you have the option to add on coverage for additional systems or appliances? Will you have to pay any portion of the replacement costs? Know what your final monthly price and service contract will look like for the plan that interests you.
- Compare the home warranty offers you’ve received. Look at the customer service offered, the steps involved in making claims, and how this warranty aligns with your priorities and budget.
- Select your home warranty. Move forward and select the plan that fits your needs. Secure a home warranty and know that your home has the protection it deserves.
Cinch home warranty plan options
For homeowners in Pennsylvania who want to find the best home coverage, Cinch Home Services offers several different plans to help you cover the important areas of your home. If this is your first time looking at home warranty options, pay attention to the differences between these three choices to see how the varied protection plans work.
Appliances
The Cinch Appliances plan focuses on helping you cover the critical appliances you depend on every day in your home. This plan will help you if your kitchen appliances begin to malfunction or break down from normal wear and tear.
The items covered under this plan include:
- Clothes washer and clothes dryer
- Cooktop and range
- Wall oven
- Range exhaust hood
- Dishwasher
- Built-in food centers
- Refrigerator
- Freestanding ice maker
- Built-in microwave
- Built-in trash compactor
You also get a few bonuses with this home warranty package. Cinch will send you a water sensor to help detect signs of leaks, and you will receive a $25 credit to use toward your air-conditioner unit or water filter.
Consider how often you use these different appliances and how frustrating it would be if one broke down. This warranty’s protection can help you relax knowing that your appliances are covered.
Built-in Systems
The Cinch Built-in Systems plan can help homeowners protect their homes by focusing on the important home systems that keep the home comfortable.
Coverage with this plan includes:
- Ductwork for your HVAC system
- Plumbing system
- Attic fans
- Ceiling fans
- Central vacuums
- Electrical system
- Garage door openers
- Garbage disposal
- Doorbells
- Smoke detectors
- Sump pump
- Toilets
- Water heater
- Instant hot/cold water dispenser
- Built-in Whirlpool/jetted tub
Like the Appliances plan, this option also includes a credit for an air-conditioner or water filter that you can use to help save money. You can also receive a free water sensor to help find leaks before they become a big problem.
This plan ensures that critical home systems, including your air conditioning, hot water and toilets, have the protection they need. Imagine the frustration that would come from needing major repairs on your heating ductwork. Now think about the potential relief from knowing that your home warranty can cover this maintenance.
Complete Home
If you want to ensure that major systems throughout your home and your appliances have this important protection, the Complete Home plan might be the package you need. This comprehensive coverage option combines the protection offered in both the Built-in Systems plan and the Appliances plan into a single package.
In addition to all the benefits and protection you get from each of these plans, you can also qualify for a Homeowners Insurance Deductible Reimbursement with this comprehensive coverage plan.
How home warranties work in Pennsylvania
If you have a covered item that needs to be repaired or fixed under your Cinch home warranty, we help to make the process as straightforward as possible.
Follow these simple steps to request service:
- Review your coverage to ensure your problem is included in your plan.
- Reach out to us online or via phone 24/7 to let us know about your service request.
- We’ll find a local, vetted service provider.
- The service provider will contact you to set up a time to inspect your problem.
- Our service provider will help diagnose, repair or replace the part as soon as possible.
Discover the best Pennsylvania home warranty options from Cinch Home Services
If you are a Pennsylvania homeowner in the market for a home warranty, explore the possibilities offered by Cinch. With different coverage options available, excellent customer service and an easy process for filing claims, Cinch makes it easy to breathe a sigh of relief knowing that your home is covered. View the different Cinch home warranty options to see which fits your needs best, and experience the peace of mind with home warranty coverage from a trusted company.
Pennsylvania home warranty FAQ
Those evaluating their home warranty options often have some important frequently asked questions as they sort through their choices. We’ll help you answer these questions so you can feel confident as you move forward with your search.
What is the difference between a home warranty and home insurance?
Home warranties and home insurance play important roles in protecting your home. However, they have key differences that people need to understand. To begin, home insurance is often required by lenders if you have a mortgage, whereas a home warranty is not.
The two types of protection also cover different types of damage to your home. Home insurance focuses on covering damage that occurs due to something external. If your home is impacted by a fire or even a burglar, your home insurance can step in to help cover expenses.
On the other hand, home warranties focus more on covering your appliances and in-home systems. If something starts to break or wear and tear takes its toll, you will turn to your home warranty to find a technician who can fix the issue or replace the device.
Consider your stove, a critical appliance in your kitchen. If a tree falls through the kitchen and lands on the stove, your home insurance can help you replace it. However, if the stove begins to malfunction at the end of its life span, you will turn to your home warranty.
How much does a home warranty cost in Pennsylvania?
The amount you will pay for your Pennsylvania home warranty varies depending on your protection needs and the plan you select. Most providers, like Cinch, offer a few different plan options so people can choose the one that fits them best. Consider your personal budget and the areas of your home that you want to cover to make the best selection for you.
What does a home warranty cover?
As you evaluate the many home warranties available, you’ll notice that different plans will cover different areas of the home. With Cinch plans, people can elect to cover their entire home, their home systems or their appliances. Evaluate your coverage options to see which plan lines up best with your priorities and be sure to research exactly what your plan covers.
* Subject to plan terms and conditions.
*The information in this blog library is intended to provide general guidance on home warranties, and on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.
*Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.