Alabama home warranty options
Key takeaways:
Just like home insurance, determining which Alabama home warranty provider is the best can be difficult. While some sites have consumer reviews, these reviews may be irrelevant if you can’t find reviews in your specific area.
While many homeowners may look at price as the primary deciding factor, understanding who has the best service should be the primary objective. Additionally, it is important that you fully understand your coverage since exclusions, annual caps in coverage and workmanship guarantees vary greatly from company to company.
In this article, we outline how to find the best Alabama home warranty company for you and highlight a few ways to understand your service contract.
What is covered by a home warranty in Alabama?
Alabama home warranty plans cover your home systems (cooling, heating, electrical and plumbing) and your home appliances (microwave, oven, refrigerator and stovetop). Home warranty coverage may be sold as an appliance-only plan, a systems-only plan or a combination plan that merges the best coverage from both plans into a single, comprehensive annual contract.
How much does a home warranty policy cost in Alabama?
The average Alabama home warranty plan costs between $400 to $600 a year depending on which warranty company you select. More comprehensive plans are usually available for additional fees.
Cinch warranty coverage starts as lows as $34.99 a month for a basic plan. If you need home systems coverage for a water heater, air conditioning or electrical system, you'll need to move up to a home system or combination plan.
How can you be sure that your home warranty plan is best for you?
The best home warranty plan for you is the one that can be customized to your family’s coverage needs and budget. Be sure to make a coverage checklist and match that to the items covered in your service contract. If your HVAC or electrical system goes out and it is not in your list of covered items, you will be paying for a big-ticket item out of pocket.
While the basic plan can cover the repair or replacement of a major appliance, it won't shield you from the expense of replacing a HVAC unit. That's why it's important to carefully review the home warranty coverage, the service fee and the reviews for customer service that are all available online.
Why is a home warranty necessary in Alabama?
From mid-June through mid-September, you can bet your cooling system is going all out every day to keep your home comfortable. During the short Southern winters, your heating system will also work hard. Even in Fairhope, freezing temps can put a chill in your bones.
The age of your home can also factor into the importance of a home warranty. For those who live in Huntsville, for example, there is a mix of old and new homes that have been built up quickly over the last 10-15 years. Whether your home is a remodel or still waiting for a makeover, a home warranty can give you peace of mind.
How does the Cinch service contract work for Alabama homeowners?
When a covered item suffers a breakdown, simply put in a service request online through My Account, which is available 24/7/365. You can also speak with our friendly customer service team 24/7 at (844) 324-5688.
Your service request will then be shared with a vetted and insured Cinch contractor in your area. The contractor will contact you directly to set up a service appointment.
Prior to your contractor visit, be sure to read through your service contract to reacquaint yourself with what the warranty covers. As a reminder, you will need to pay a nominal service fee for the visit, along with any costs that exceed coverage limits.
Learn more about home warranty plans from Cinch Home Services.
* Subject to plan terms and conditions.
*The information in this blog library is intended to provide general guidance on home warranties, and on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.
*Our blog library may link to third-party sites that offer products, services, coaches, consultants, and/or experts. Any such link is provided for reference only and not intended as an endorsement or statement that the information provided by the other party is accurate. We are not compensated for any products or services purchased from these third-party links.