ic24-tag-1 Get your first month free*

Repair Only Plan

Repair coverage for your whole home

It feels good to have a plan when something goes wrong! Our most affordable home warranty1 plan covers repairs for the every day essentials — your fridge, stove, plumbing, air conditioner and more.

  • Rest easy knowing you're protected from unexpected breakdowns
  • All covered repairs are backed by our 180-day Workmanship Guarantee!
  • Award-winning customer service
Get your first month free!*
Enter your zip to start your home warranty quote!
or call us at (866) 408-0024
Enter email or call (866) 408-0024
By clicking the below "Get a quote today" button, you agree that Cinch Home Services or California Cinch Home Services may contact you at the phone number and email address provided, including via automated technology and artificial or pre-recorded voice, about Cinch products, offers, and your relationship and experience with Cinch. This consent is not required to make a purchase.
or call us at (866) 408-0024
AdobeStock_322035345-1294x863 1 AdobeStock_322035345-1294x863 1
Millions of homeowners have chosen us since 1978! Read our reviews

Why choose Cinch Home Services?

We've been providing home solutions for homeowners like you since 1978. In fact, we love protecting homes so much, we made 'Home' our middle name! For an affordable monthly fee, we'll be your partner when a covered item breaks. We'll help you through the repair process and help get your home back up and running. You'll have peace of mind that you're protected by our Repair Only Plan if anything goes wrong.

  • Budget protection — You'll save money on the cost of repairs!
  • Verified service providers — You know you're getting quality care because our service network is pre-screened.
  • Appliances and systems? Covered —Your items are covered no matter how old they are or where you bought them.2
01 Image-Jun-10-2025-02-24-08-7516-PM-1

Is the Cinch Repair Only home warranty worth it?

The cost of repairing a broken appliance or system can break your budget. With rising costs and aging items, we know that many homeowners can't cover the bill alone. Cinch Home Services helps protect your home and savings.

 

Item Typical repair costs
Water heater $600
Air conditioner $350
Plumbing system $500
Refrigerator $650
Wall oven $200

Source: National averages based on actual project costs as reported by unaffiliated third-party home project websites.

01 Image-Jun-10-2025-02-24-08-7516-PM-1

What's covered with the Cinch Repair Only home warranty plan?

From refrigerators and ovens to your A/C unit, plumbing and more, this warranty plan covers repairs to 37 essential home appliances and systems you rely on every day. If you're looking for more coverage, check out the Cinch Repair + Replace Plan!

Kitchen appliances

We'll help get things cooking again.

Laundry appliances

Don't worry, we've got loads of experience.

Home systems

Stay cool even when something breaks.

Cinch Repair Only Plan coverage in detail

This affordable plan covers the home appliances and systems you're likely to use every day. Check out the items included:

Cinch icons 64x64-Jun-10-2025-01-50-41-4033-PM

Heating and Cooling

  • Central Air Electric Split and Mini Splits
  • Cooling and Heating Geothermal Units
  • Cooling and Heating Package Units
  • Electric Baseboard
  • Floor Furnaces
  • Forced Air (Gas, Electric Oil) Units
  • Heating Mini-Splits
  • Heat Pumps
  • Ductwork
  • Hot Water or Steam Circulating Heaters
  • Wall Mounted Air Conditioners and Heaters
Toilet64

Plumbing Systems

  • Drain and Sewer Stoppages
  • Garbage Disposals
  • Instant Hot/Cold Water Dispenser
  • Faucets
  • Jetted Tub (Built-in) Motors, Pumps and Air Switch Assemblies
  • Permanently Installed Sump Pump
  • Plumbing Valves, Lines and Other Components
  • Standard and Tankless Water Heater
  • Toilets
Cinch icons 64x64-2-1

Other Plan Inclusions

  • 180-day Workmanship Guarantee on covered repairs
  • 24/7 service requests online or by phone
  • Thousands of pre-screened service providers
  • Rust and corrosion
  • Unknown pre-existing conditions
  • Air conditioner and filter credit

Cinch icons 64x64-1-2

Electrical Systems

  • Attic, Exhaust and Vent Fans (Built-in)
  • Battery-Operated and Hardwired Smoke
  • Detectors
  • Ceiling Fans
  • Electrical Panel
  • Outlets
  • Wiring
  • Central Vacuums
  • Direct Current Wiring and Light Fixtures
  • Doorbells
  • Garage Door Openers
kitchencinch

Kitchen and Laundry Appliances

  • Refrigerators
  • Dishwashers
  • Microwaves (Built-in)
  • Cooktops
  • Food Centers (Built-in)
  • Ranges
  • Range Exhaust Hoods
  • Wall Ovens
  • Trash Compactors (Built-in)
  • Clothes Washers
  • Clothes Dryers
Repair Only sample terms

Still have questions?

Let us know how we can help.

Our Repair Only Plan also comes with...

24/7 claims support online
A nationwide network of vetted service providers
Coverage for unknown pre-existing conditions

Choose your own deductible

This is what you'll pay when you request service. A higher deductible usually means a lower monthly payment — choose whichever works best for your budget!

Choose between $100, $125 and $150

c64a50fa4f066c5454cff1ae485d09233c8c8957

Homeowners have chosen us for more than 45 years! See what our happiest customers have to say...

Teri of Mentor, OH
5/5

I am very happy with Cinch. Submitting a claim with Cinch was straightforward; they sent someone out quickly. The service was much faster compared to other home warranties I've previously used. Their quick and efficient service stands out. My granddaughter submitted the claim online, and they called me soon after to set up an appointment. The tech arrived the next day, which was very convenient.
I haven't had many claims, but the one experience I had was handled swiftly and met my expectations. I rate my experience with Cinch as fabulous. Their customer service is excellent, as are the services they provide.

Sanjia of Townsend, DE
5/5

Cinch takes care of the customer when there's a problem. The person they decide to use follows up and texts you every step. They have good customer service and always present themselves well. Whenever you have a question, they're always there to answer it. Recently, my water heater was leaking. It couldn't be fixed so it had to be replaced. If I know somebody's looking for a home warranty, I always tell them about Cinch Home Services. They're wonderful. You don't have to go out there and look for anyone to fix anything for you ‘cause they got your back.

1f98b3aee4c98cf98695b40f5345df6b13347baf
Elizabeth of Slaughters, KY
5/5

My experience when submitting a claim was very seamless and effortless. The tech who came knew what the issue was with the heater immediately and he ordered the fan motor. They had it the next morning and he came and put it in the next morning. It was during the winter when I didn't have heat because of it and they were really fast and on the ball.

Frequently asked questions

Still have questions?

Let us know how we can help.

Why should I choose a Cinch Home Services warranty?

When it comes to choosing a home warranty company, we know you have options, but if you’re wondering why you should pick us, we think it’s pretty simple. We have more than four decades of home industry experience. We also have a nationwide network of carefully vetted, experienced service providers, and we offer all sorts of extras you won’t find elsewhere, including our 180-day Workmanship Guarantee to back it all up!

What types of failures are covered?

Generally, these plans cover a mechanical breakdown from routine use, sometimes referred to as “normal wear and tear.” This means that mechanical parts, such as motors and switches, and parts like knobs and handles are covered when they break down due to normal wear and tear. To fully understand what parts are covered, it is best to read the sample terms and conditions after requesting a quote. 

How does the claim process work?

At Cinch Home Services, we strive to keep our claims process simple. If you have a problem with a system or appliance, first review your coverage to make sure you have a claim. Then place a service request by calling or reaching out to us online. Next, we’ll have a service provider contact you so you can agree on a good time for an in-person appointment. During the visit, your appliance or system will be diagnosed, and any covered failures will be repaired and/or replaced depending on which plan you have — unless a part needs to be ordered or acquired first.

How much does a Cinch Home Services plan cost?

Costs vary by region and type of coverage. Find specific pricing in your area.

Learn more about the pricing of home warranties, including what can affect pricing, what plans are available and more.

Why would I want a home warranty if I already have homeowners insurance?

Required by mortgage lenders, homeowners insurance protects your home from weather damage and theft, and it also covers your liability if someone is injured on your property. Only sometimes will it cover some or all your home’s systems and appliances. If, like many homeowners, you review your policy and discover that these items are excluded or that mechanical failures due to normal wear and tear aren’t covered, a home warranty can help fill that gap and offer added peace of mind. Still unsure about the difference? Read our article discussing home warranties vs. home insurance.

Learn more about protecting your home!

Ready to protect your home?

We know you love your home which is why we want to help protect it. Give yourself peace of mind today!

*Get your first month of coverage free when you choose the monthly billing option on your purchase of a new annual Repair Only Plan, Repair + Replace Plan or Repair + Replace Premier Plan. Cannot be combined with any other offer. Not available in all states. 

1The product being offered is a service contract and is separate and distinct from any product or service warranty which may be provided by the home builder or manufacturer.

2Terms and conditions apply. See sample agreement for details including non-covered charges, unit caps and dollar amount caps.