The heater breaks in the middle of the first snow-filled cold front of the year, and the next day you wake up to a broken refrigerator. It seems that when one thing breaks, it triggers a chain reaction. According to US News, homeowners spend an average of one to four percent of the home’s value annually on maintenance and repairs. Repairs to appliances and household systems are not covered under homeowner’s insurance, and the cost can add up. Additionally, as a house ages, the need for repairs and replacements increases, so what is a homeowner supposed to do? The answer is simple: invest in a home warranty. Here are just a few reasons why a Cinch home protection plan is worth it.

Protect your home. Protect your wallet.

Unexpected expenses shouldn’t burden your budget. While having a personal finance emergency fund is a good idea, the hope is that you will never have to reach into it. If your home’s systems or appliances break, a home protection plan will cover the expenses as well as providing you with qualified service technicians to get the job done right. And plans can cover just your home’s appliances, such as clothes washers and dryers, ovens, refrigerators, etc., just its major built-in systems, such as electrical, plumbing, heating and air-conditioning, or both at the same time.

Get fixes. Give feedback.

It is not just the services we provide that make the difference. Cinch is dedicated to you as homeowners. After every service we provide, we give you the opportunity to review our work, help us determine how well we’re doing, how we assign work to providers and how we can ensure the best possible protection for your home.

The Cinch advantage

It is not just about the ability to place a claim 24/7, or the 180-day workmanship guarantee that makes us a better choice in home care, but it’s also the tools we provide to make protecting your home easy. For example, we provide you with maintenance checklists, tips to extend the life of appliances and digital-savvy integrations, such as the ability to request service through Amazon Alexa.

If you’re asking yourself whether a home protection plan is worth it, the better question is which one is right for your home? Discover all the ways a Cinch plan can save you money, time and energy. Compare our plans today.

For example, with Cinch, you can choose an Appliance plan, which covers major items like your refrigerator, microwave, dishwasher, oven, clothes washer and dryer; or a Built-in Systems plan, which protects your home's heating and cooling systems, plumbing, electrical system and more. What's even better is that you can choose a Complete Home plan that gives you coverage on both your appliances and systems at an affordable price.

The information in this article is intended to provide guidance on the proper maintenance and care of systems and appliances in the home. Not all of the topics mentioned are covered by our home warranty or maintenance plans. Please review your home warranty contract carefully to understand your coverage.